Hardship reporting
Financial hardships can impact your ability to meet credit obligations, but there are ways to manage this on your credit report. At One Stop Credit Fix, we help you navigate hardship reporting to protect your credit score and financial future.
Enquire about your options
What is hardship reporting?
Hardship reporting allows individuals facing financial difficulties to have their situation recorded on their credit report. This can include circumstances like job loss, medical emergencies, or other unexpected financial burdens. Reporting hardship can provide temporary relief from standard credit obligations, reporting hardship to a creditor will impact your credit score, and is listed for 12 months and will remain on your report for 2 years.
Our approach
Initial consultation
We start with a free consultation to understand your financial situation and the nature of your hardship.We consider all aspects of the application and your personal circumstances at the time and if the hardship can be removed.
Documentation
Our team will request, gather and prepare all necessary documents to support your claim.This will vary depending on your personal situation and Hardship application.
Communication
We liaise with your creditors and credit reporting agencies to ensure all reporting and changes are accurately recorded.
Resolution
Once your financial situation improves, we assist in updating your credit report to reflect your current status accurately.
Speak with the experts.
Talk to a credit repair expert direct, for a free consultation.
Why choose us?
With over 30 years of experience in the finance industry, our seasoned credit advisors bring a wealth of knowledge and compassion to each case. We understand the challenges of financial hardship and are dedicated to providing personalised support to protect your credit score.
Protect your credit during hardship
Don't let financial hardship ruin your credit. Contact us today for a free consultation with a credit repair expert and let One Stop Credit Fix help you manage hardship reporting effectively.
