Late repayment history
Late repayment history can negatively affect your credit score, making it challenging to secure loans or other credit. At One Stop Credit Fix, we specialise in removing late repayment entries from your credit report to help improve your financial standing and creditworthiness.
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What is a late repayment history?
Late repayment history refers to records on your credit report indicating that you have missed or made late payments on your credit accounts. These entries can significantly lower your credit score and remain on your report for up to two years. Removing these negative marks can enhance your creditworthiness and open up more financial opportunities.
Our approach
Initial assessment
We start with a free consultation to review your credit report and identify any late repayments.
Verification
Our team investigates the accuracy and legitimacy of the late repayment entries.We also consider your current circumstances during this time.
Dispute
We contact creditors and credit reporting agencies to dispute any incorrect or unjust late repayment records.
Negotiation
We negotiate with creditors to potentially remove or update the negative entries, and correct any errors with the credit reporting bureaus.
Resolution
Once resolved, we provide you with all the necessary documentation and guidance to ensure your credit report reflects the positive changes.
Speak with the experts.
Talk to a credit repair expert direct, for a free consultation.
Why choose us
With over 30 years of experience, our trusted credit repair professionals bring a wealth of knowledge and proven success in removing late repayment histories. Our compassionate and personalised approach ensures we effectively address your unique financial situation.
Improve your credit today
Take control of your financial future. Contact us now for a free consultation with a credit repair expert and let One Stop Credit Fix help you remove late repayment history from your credit report.